Oct 22, 2021 · Under the merger agreement, the purchase price is $400 million (subject to certain customary downward adjustments), of which 25% will be paid in cash and 75% in shares of 23andMe Class A Common Stock. The acquisition is expected to close by the end of 2021. The acquisition adds Lemonaid Health’s innovative telemedicine and prescription drug ...For starters, a base Lemonade pet health insurance policy will help cover the costs of tests, treatments, and medication if your dog or cat has an unexpected accident or illness. A base policy is great for the unexpected things in your fur fam’s future, but Lemonade also offers preventative care packages designed to keep your pet healthy, and ...Most insurance companies offer different types of health plans. And when you are comparing plans, it can sometimes seem like alphabet soup. What is the difference between an HMO, P...The lowest option (and the minimum coverage amount required by Texas law) is $30,000/$60,000. From there, you could choose $50,000/$100,000, $100,000/$300,000, or $250,000/$500,000. For property damage liability coverage, Lemonade Car offers coverage starting at $25,000 (the minimum coverage required by Texas law), and going up to …Jan 23, 2024 · Lemonade Pet Insurance Costs. A pet health insurance policy for a dog or cat starts at $10 a month at Lemonade, but several factors will impact your quote, including your pet’s breed, age, where you live, and which packages you choose. You can get a 10 percent discount if you bundle a home insurance policy with your pet health insurance plan.Feb 28, 2024 ... Proposed federal legislation would accelerate Medicare payments to healthcare providers that have suffered a cyberattack, if they and their ...Feb 6, 2024 · Lemonade Pet Insurance is a newcomer within the pet insurance world and was launched in 2020. However, Lemonade has offered homeowners and renters insurance since 2016. ... To date, they have donated over $1.7 million to help fund medical care, operating expenses, and food. This insurance is available for customers in the United States and ...With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of routine care as well as veterinary bills for checkups, medication, tests, and emergency care if your cat or dog has an unexpected accident or ...For personal liability insurance, coverage will typically start at $100,000, which means your renters or homeowners insurance company will pay up to $100,000 in legal fees, medical expenses, or damages per liability claim. While you’re able to increase this number, it would result in a slightly higher premium, and $100,000 of personal ...Feb 15, 2024 · The insurer’s waiting periods are 48 hours for accidents and 14 days for illnesses. Embrace’s sample rates are some of the lowest in our study, and it’s also No. 2 in our rating of the ... The difference between regular lemonade and pink lemonade is the addition of an extra ingredient that gives the regular lemonade a pink color. The extra ingredient could be cranber...With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of routine care as well as veterinary bills for checkups, medication, tests, and emergency care if your cat or dog has an unexpected accident or ...Unlike any other insurance company, we take a flat fee from your premium, use the rest to pay claims, and give back what’s left to causes you care about. We gain nothing by delaying or denying claims, so we handle them quickly and fairly. Lemonade handles claims quickly and hassle-free, thanks to our powerful tech and devoted claims team.5 days ago · Our Story Meet our Lemons Careers at Lemonaid. Try our free mental health assessment. Check it out! Treating you better. Personalized healthcare you can smile about, at a price you can afford. Our online …Aug 16, 2020 ... Edward Lenski Jr. https://www. lemonade.com/pet/1?f=1. lemonade.com. Lemonade Pet Insurance | Health Insurance for Cats and. 4 yrs. Anthony ...Jun 13, 2021 · AT A GLANCE. Get insured in 90 secs. 3 minutes to get paid. Policies as low as $5 per month. Designed for social impact. Overall Rating. 4.5/5. B+ BBB Rating. … We’re committed to clearly communicating information about rate changes in advance of renewal. If you have any questions regarding your specific rate changes, don’t hesitate to get in touch with customer support through your Lemonade app, by emailing us at: [email protected], or via phone at 1-844-733-8666. Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub-producer of Bestow Agency, LLC.And hey, if you haven’t done so already—consider getting your feline or canine pal hooked up with Lemonade’s pet health insurance. Lili Cook is a Content Analyst at Lemonade. She lives with three adorable dogs, including a Frenchie who has her own stroller. Lili is obsessed with numbers, data, and making insurance awesome. ...Health insurance is a necessity, but finding a suitable insurance plan that offers the coverage you need, and that is kind to your pocketbook, can be quite a hassle. Let’s take a l...With Lemonade pet health insurance, for example, you can pick either a 70%, 80%, or 90% co-insurance. Deductible. Another way you participate in the cost of your claim is your deductible. You choose this amount—at Lemonade, it’s either $100, $250, or $500—when purchasing your policy and you have the option to change it once a year at your ...Buying health insurance for the first time seems confusing at first. You are presented with so many insurance options that you are unsure which is best. In reality, getting your fi...Jan 2, 2024 · 4.0. NerdWallet rating. Lemonade renters insurance earned 4 stars out of 5 for overall performance. Lemonade sells renters insurance primarily through its app and website, and you’ll file any ...With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of medication, exam fees , and treatments if your cat or dog has an unexpected accident or illness. A base policy is excellent for the unexpected ...The (Almost) 5 Star Insurance Company. Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others. Brent. goforbrent. @Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏.There’s nothing quite like a glass of homemade lemonade on a hot summer day. Unfortunately, many store-bought versions are loaded with sugar and artificial flavors. That’s why maki...At Lemonade, we’ve got a few different ways you can customize your policy. For starters, a basic Lemonade pet health insurance policy will cover your dog or cat for the following, in the event your pet has an unexpected accident or illness: Diagnostics: Blood tests, x-rays, MRIs, CT scans and lab work. Procedures: Outpatient, specialty and ...Finding the right health insurance plan — either through your employer or the Health Insurance Marketplace — is confusing. There are many factors to consider based on your and your...Health insurance for furry family members. Check our prices. From $10/mo. Term Life. Protecting the people you love. Check our prices. From $8/mo. features. Renters; ... Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), …The (Almost) 5 Star Insurance Company. Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others. Brent. goforbrent. @Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏.Mar 14, 2024 · Lemonade sells term life insurance without the need for a medical exam to qualify, which means it could be a good fit for policyholders looking for shorter-term …For starters, a base Lemonade pet health insurance policy will help cover the costs of tests, treatments, and medication if your dog or cat has an unexpected accident or illness and requires emergency care. A base policy is great for the unexpected things in your fur fam’s future, but Lemonade also offers preventative care packages designed ...Oct 9, 2023 · What Is Lemonade Insurance? Founded in 2015 and headquartered in New York City, Lemonade Inc. is an insurance company. It offers renters and homeowners …Jan 22, 2024 · Lemonade life insurance rates. Below are monthly rates for a 20-year, $500,000 term life insurance policy from Lemonade. These are sample rates for a nonsmoking man and woman in excellent health ...Nov 14, 2023 · Pets Best provides two annual limit options ($5,000 and unlimited) and offers a variety of annual deductible choices ($50, $100, $200, $250, $500, and $1,000). In comparison, Lemonade offers annual limits ranging from $5,000 to $100,000, with deductible options of $100, $250, or $500. Both providers give you the flexibility to …Your Siamese cat starts limping on her hind limbs one day before you sign up for pet insurance, so you take her to the vet, where the diagnosis is inconclusive. Your vet sends you home with some anti-inflammatories, and the limping temporarily stops. A few months later, after you’ve hooked up your cat with pet insurance, the limping resumes.Lemonade (LMND) stock is climbing higher on Tuesday following the release of its earnings report for the second quarter of 2022. Lemonade's quarterly EPS and revenue beat estimates...Lemonade Insurance N.V. is a non-life insurer with a license from De Nederlandsche Bank (DNB) with reference number R162036. Lemonade Insurance N.V. is registered with the Netherlands Authority for the Financial Markets (AFM) under number 12047353 and registered with the Chamber of Commerce under number 73227420.With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of routine care as well as veterinary bills for checkups, medication, tests, and emergency care if your cat or dog has an unexpected accident or ...In general, renters insurance only covers damage caused by named perils—things like kitchen fires, hail, smoke, vandalism, some types of water damage, theft, and others. Unfortunately, property damage caused by pets is not one of those named perils. If your dog destroys your door, or your cat falls through a ceiling panel, your insurance ...Jul 15, 2020 ... Pet insurance from Lemonade will cost users $12/month, with a 10% discount available to existing Lemonade policy holders who choose to bundle ...Jan 10, 2024 · Pet health insurance from Lemonade is cheaper than average. A policy for a 4-year-old dog costs $27 per month, or $324 per year, on average. That's 12% less expensive than the average we found, which is $30 per month. Pet insurance quotes for cats are also more affordable from Lemonade. Sep 13, 2021 · The insurance company powered by tech launches a new preventative care package for dogs and cats under two years old Lemonade , the insurance company powered by AI and driven by social good, announced a new addition to Lemonade Pet , its pet health insurance product with super fast everything. Today, Lemonade Pet launched …5 days ago · Online anxiety treatment. Find anxiety relief with expert one-on-one medical care and anxiety medication delivered each month. $95 $25 for your first month. Take the first step. If you’re having a psychiatric emergency, call 911 or go to the nearest emergency room. You can also call the National Suicide Prevention Hotline 1-800-273-8255 or ...6 days ago · Launched in 2015, Lemonade Insurance Company is a newcomer to the home insurance industry that offers basic coverage with a focus on accessibility and technology. The easy-to-use Lemonade app allows customers to request a quote, make adjustments to their policy, and file a claim immediately—with 30% of claims handled instantly by …Choosing the right health insurance boils down to a couple of key factors — here's how you can determine which plan is right for you. Choosing the wrong health insurance policy can...Dec 21, 2023 · Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub-producer of Bestow Agency, LLC. Sep 13, 2021 · Lemonade, the insurance company powered by AI and driven by social good, announced a new addition to Lemonade Pet, its pet health insurance product with super fast everything.Today, Lemonade Pet launched a new preventative care package designed specifically for the youngest furry family members: puppies and kittens under two years old. Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub-producer of Bestow Agency, LLC. With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of routine care as well as veterinary bills for checkups, medication, tests, and emergency care if your cat or dog has an unexpected accident or ...For example, a Lemonade-insured French Bulldog is 63.7% more expensive than a Lemonade-insured Beagle. Price differences exist because many breeds have unique health risks. What we like about Lemonade’s pet insurance coverage. Lemonade loops mixed breeds into generic buckets instead of listing specific mixed breeds … With Lemonade pet insurance, pet parents can customize their policy to get the coverage their furry friend needs. For starters, a basic Lemonade pet health insurance policy includes accident and illness coverage. This will help cover the costs of tests, treatments, and medication if your dog or cat has an unexpected accident or illness. Jan 2, 2024 · 4.0. NerdWallet rating. Lemonade renters insurance earned 4 stars out of 5 for overall performance. Lemonade sells renters insurance primarily through its app and website, and you’ll file any ...We’re a full-stack insurance carrier built to provide the best, most delightful, and most transparent insurance experience in the world. We offer hassle-free renters (contents), homeowners, car, pet, and life products in the US and Europe. Lemonade is a fully licensed and regulated insurance company, which means that we underwrite, price, and sell …Dec 21, 2023 · Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders.Lemonade is a mixture because sugar, water and lemons are combined together without a chemical reaction taking place. The bonds of the substances can’t combine with one another, in...Mar 5, 2024 · Fine art up to $20,000. Jewelry up to $50,000. Musical instruments up to $10,000. Portable electronics such as laptops, phones and tablets, up to $6,000. You can also add water back-up coverage ...Pet insurance operates similarly to health insurance for humans. You pay a monthly premium in exchange for coverage for your pet's medical expenses. The ...Health insurance plays a crucial role in ensuring that individuals have access to quality healthcare services. With the advancement of technology, managing your health insurance ha...Mar 8, 2024 · Aside from its three tiers of preventative care add-ons, Lemonade also gives pet owners the choice to customize their coverage options based on: Annual limits – $5,000, $10,000, $20,000, $50,000 ...When the time comes for you to choose a health insurance plan, you may find the choices overwhelming. All the options that are available to you can make the decision-making process...The difference between regular lemonade and pink lemonade is the addition of an extra ingredient that gives the regular lemonade a pink color. The extra ingredient could be cranber...Jan 12, 2024 · Lemonade pet insurance offers an accident and illness pet insurance plan like you would find at the best pet insurance companies, but you can add to it by purchasing …Oct 9, 2023 · What Is Lemonade Insurance? Founded in 2015 and headquartered in New York City, Lemonade Inc. is an insurance company. It offers renters and homeowners …Jun 15, 2023 · Lemonade Review. Tied for No. 7 in our Best Homeowners Insurance Companies of 2024 rating, Lemonade stands out for operating mostly online and through its mobile app; it doesn’t have local ...Lemonade is a mixture because sugar, water and lemons are combined together without a chemical reaction taking place. The bonds of the substances can’t combine with one another, in...Mar 11, 2024 · According to our analysis, the best renters insurance companies of March 2024 are: State Farm – Best for Price. Westfield – Great for Combining Auto Insurance. American Family – Best for ...The Schengen Area refers to a group of countries, most of which are part of the European Union, that allow free movement within their shared borders. If you can get a visa to one s... Lemonade Pet policyholders also have access to Chewy’s Connect with a Vet service, which allows you to chat with veterinary professionals on any aspect of your pet’s health and well-being. Keep in mind that this service is a supplement to in-person or virtual vet exams, and the Chewy team cannot prescribe medication or diagnose illnesses. Mar 2, 2024 · Hippo Homeowners Insurance, which was founded the same year as Lemonade, is another tech-heavy option for homeowners. However, even though both companies provide an entirely digital experience for ...Car + Pet Health. Car + Term Life. 21st-century, award winning claims service. ... Property and casualty insurance is provided by Lemonade Insurance Company (LIC), 5 Crosby St., 3rd floor, New York, NY 10013 or Metromile Insurance Company (MIC), 3080 N. Civic Center Plaza, Scottsdale, AZ 85251. Lemonade Insurance Agency, LLC (LIA) and …A home insurance policy is an agreement between you and your insurance company. You pay a monthly premium, and in exchange, the insurer offers you financial protection in the event that there’s damage due to a covered “peril.”. There are a few different types of homeowners insurance, with Lemonade offering HO3 and HO6 (condo) policies.Jul 11, 2022 · Does Lemonaid take insurance? The company does not take insurance for any part of its services. If you have insurance coverage for medication, it suggests getting your prescription sent to your local …Oct 3, 2022 ... Lemonade's contents insurance includes worldwide coverage for ... Lemonade offers renters, homeowners, and pet health insurance in the ...At Lemonade, we’ve got a few different ways you can customize your policy. For starters, a basic Lemonade pet health insurance policy will cover your dog or cat for the following, in the event your pet has an unexpected accident or illness: Diagnostics: Blood tests, x-rays, MRIs, CT scans and lab work. Procedures: Outpatient, specialty and ...Jan 19, 2024 · Benefits of Lemonade. Low rates: Lemonade offered us lower premiums than any other pet insurance company. Seriously, you might be able to cut your typical pet insurance bill in half in less than two minutes. Fast claims: Roughly 30% of claims are paid in just a few seconds, thanks to Lemonade’s AI-driven technology. That could be a nice …Feb 15, 2024 · The insurer’s waiting periods are 48 hours for accidents and 14 days for illnesses. Embrace’s sample rates are some of the lowest in our study, and it’s also No. 2 in our rating of the ... At Lemonade, we require that you send us your fur fam’s pet medical record that includes info that covers the last 12 and a half months of your pet’s life (this includes the 14-day illness waiting period on your policy). If your pet is less than a year old, the medical record should include info from the first puppy, kitty, or shelter exam ...Feb 15, 2024 · The insurer’s waiting periods are 48 hours for accidents and 14 days for illnesses. Embrace’s sample rates are some of the lowest in our study, and it’s also No. 2 in our rating of the ... 5 days ago · Online anxiety treatment. Find anxiety relief with expert one-on-one medical care and anxiety medication delivered each month. $95 $25 for your first month. Take the first step. If you’re having a psychiatric emergency, call 911 or go to the nearest emergency room. You can also call the National Suicide Prevention Hotline 1-800-273-8255 or ...Dec 28, 2023 · Lemonade Renters Insurance Review: Cost & Service (2024) Lemonade is a top-rated renters insurance company, according to MoneyGeek’s analysis. It received an overall score of 95 out of 100, based on customer satisfaction, financial stability and affordability. But, Lemonade offers limited coverages and discounts for renters insurance.Buying health insurance for the first time seems confusing at first. You are presented with so many insurance options that you are unsure which is best. In reality, getting your fi...With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options: To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of routine care as well as veterinary bills for checkups, medication, tests, and emergency care if your cat or dog has an unexpected accident or ...Jun 13, 2021 · AT A GLANCE. Get insured in 90 secs. 3 minutes to get paid. Policies as low as $5 per month. Designed for social impact. Overall Rating. 4.5/5. B+ BBB Rating. …
Affordable health insurance is possible, but it depends largely on your circumstances. Here are your options for cheap healthcare. Home Insurance Even if you are young and healthy.... Budgeting template
» Learn why pet insurance is a worthwhile investment. Make the Right Choice for Your Pet's Future. Being a responsible pet owner means taking care of your pet's health. Both Lemonade and Spot offer pet insurance policies that can help safeguard your pet's health, but Lemonade stands out with its discount offerings for routine care, a variety of optional …Nov 20, 2023 · The bottom line. Lemonade is a home insurance company as untraditional and easygoing as its name suggests, offering speed, ease, and reliability to homeowners around the world. While Lemonade is still relatively new to the insurance industry and much smaller than its competitors, it’s come a long way in a short time and continues to grow in ...Oct 22, 2021 · Under the merger agreement, the purchase price is $400 million (subject to certain customary downward adjustments), of which 25% will be paid in cash and 75% in shares of 23andMe Class A Common Stock. The acquisition is expected to close by the end of 2021. The acquisition adds Lemonaid Health’s innovative telemedicine and prescription drug ... The (Almost) 5 Star Insurance Company. Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others. Brent. goforbrent. @Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏. Valeria ... 5 days ago · Our Story Meet our Lemons Careers at Lemonaid. Try our free mental health assessment. Check it out! Treating you better. Personalized healthcare you can smile about, at a price you can afford. Our online …Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub-producer of Bestow Agency, LLC.Feb 28, 2024 ... Proposed federal legislation would accelerate Medicare payments to healthcare providers that have suffered a cyberattack, if they and their ... Unlike any other insurance company, we take a flat fee from your premium, use the rest to pay claims, and give back what’s left to causes you care about. We gain nothing by delaying or denying claims, so we handle them quickly and fairly. Lemonade handles claims quickly and hassle-free, thanks to our powerful tech and devoted claims team. Jan 19, 2024 · Benefits of Lemonade. Low rates: Lemonade offered us lower premiums than any other pet insurance company. Seriously, you might be able to cut your typical pet insurance bill in half in less than two minutes. Fast claims: Roughly 30% of claims are paid in just a few seconds, thanks to Lemonade’s AI-driven technology. That could be a nice …The lowest option (and the minimum coverage amount required by law) is $25,000/$50,000. From there, you could choose $50,000/$100,000, $100,000/$300,000, or $250,000/$500,000. For property damage liability coverage, Lemonade Car offers coverage starting at $25,000 (the minimum coverage required by law), and going up to $50,000 or …Jun 7, 2023 · Lemonade offers a base pet insurance plan that covers many medical expenses related to accidents and illnesses. If you’re looking for more coverage, you can add a basic or advanced wellness ...Mar 8, 2021 · Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Lemonade Insurance Agency, LLC (LIA) is acting as the agent of …Sep 13, 2021 · The insurance company powered by tech launches a new preventative care package for dogs and cats under two years old. NEW YORK--(BUSINESS WIRE)-- Lemonade, the insurance company powered by AI and driven by social good, announced a new addition to Lemonade Pet, its pet health insurance product with super fast …For personal liability insurance, coverage will typically start at $100,000, which means your renters or homeowners insurance company will pay up to $100,000 in legal fees, medical expenses, or damages per liability claim. While you’re able to increase this number, it would result in a slightly higher premium, and $100,000 of personal ...Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance® (policy form LS181 and LS 182 or state version including all applicable endorsements and riders). LLIA receives compensation for the insurance policies it sells and is a sub-producer of Bestow Agency, LLC.Mar 8, 2021 · Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance ... Sep 13, 2021 · Lemonade, the insurance company powered by AI and driven by social good, announced a new addition to Lemonade Pet, its pet health insurance product with super fast everything.Today, Lemonade Pet launched a new preventative care package designed specifically for the youngest furry family members: puppies and kittens under two years old.The (Almost) 5 Star Insurance Company. Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others. Brent. goforbrent. @Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏. Valeria ...Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders..